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Paying for a barebones kit is actually quite affordable, and this is why some people choose to buy a barebones unit rather than a buying a fully intact computer.
Usually barebones kits range between $100 - $400 dollars, depending on what rebates or sales are available. The Mach Speed K8M8MS kit retails for around $300 dollars while in comparison the Asus K8V-X barebones kit retails for around $280.
The best advice for getting a barebones kit you can afford is to call around and compare prices of different vendors before deciding on the most affordable one.