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If you are tired of spending money on computer components you don't need just to get the ones you do need, you're not the only one. The best solution is simply to stop paying for what you don't want. Start with a barebone kit and build from there. These barebone kits will provide you with the chassis with power supply, memory, processor and motherboard. Some kits will provide other hardware such as cooling fans. Check out TigerDirect.com, which offers a variety of options and the best prices for building your ideal PC. Once you choose the right computer kit for your needs you can start adding components as you see fit.
There is no sense in wasting money on a computer that cannot output the power necessary for your processor to complete the tasks at hand. When you buy a computer you want it to be customized for you, not generalized for a large group. These kits are the best way to avoid buying a computer designed for someone else just because it might also be capable of doing what you need. This will be your computer, so the needs of the one definitely outweigh the needs of the many.